| What is Debt-Proof Living? |
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You know what "fire proofing" means, right? Simply put, through the application
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of a protective coating
the object to be fire proofed is dipped into a fire proofing medium and emerges impervious to fire.
Try as you like you simply cannot set something on fire that has been fire proofed.
Debt proofing is a similar process that protects a person against getting trapped in consumer debt.
I wish I could simply dip you into a vat and have you come out debt-proofed. But until we figure
out how to do that, we’ll stick with a learning process that will teach you how to manage your
money in such a way that when you are faced with unexpected expenses (happens every day for most
of us) you will not have to run to credit cards for a bailout.
Around here we use the term "debt-proof living" in several ways:
- A lifestyle. Debt-proof living is a way of life where you spend less than you earn;
you give and save consistently; your financial decisions are purposeful; you strive to
live below your means and free of consumer debt; you work toward your goals by following
a specific plan.
- A system of personal money management. Debt-proof living is a specific money management
method that makes it possible to debt-proof your life.
- A newsletter. Debt-Proof Living newsletter is a monthly
subscription publication. It comes in two formats: print and online. The electronic or
online format is available on this website to all subscribers, in the subscribers-only area.
The newsletter will become your monthly source of encouragement, information and entertainment
in your quest to debt-proof your life. Subscription Information
- A book. This method is presented in its entirety in the book titled, not surprisingly,
Debt-Proof Living. This book has become the text book for debt-proof living. Published originally
in 1999, it has been recently updated and re-released (October 2005) by DPL Press, Inc.
Visit our store
- A website. DebtProofLiving.com is the home of the debt-proof living brand,
Debt-Proof Living
newsletter, bookstore, Mary’s daily newspaper column archive (“Everyday Cheapskate”), plus
just about everything else she’s written since 1992.
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| Who needs Debt-Proof Living? |
This site, content and subscriber benefits are for anyone who
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... wants to learn how to manage their money better
... wishes they had more money to manage
... wants to [needs to, can’t wait to] get out of debt
... doesn’t want to go to credit counseling
... for sure doesn’t want to file for bankruptcy
... is worried about money
... is scared ‘spitless’ about the future
... is embarrassed over money issues
OR
... is just plain sick and tired of being broke.
(If I’ve left anyone out, just raise your hand.)
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| Why do I need to become a subscriber to Debt-Proof Living? |
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Because you are reading this I can only assume you may have found
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yourself somewhere in the list
above of people who could benefit. So, glance up, pick out the sentence that most applies to you
and repeat after me: "I need to become a subscriber of Debt-Proof Living because
[insert your selected reason here]." There. You have just answered your own question.
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| How much is this going to cost? |
You are going to learn that there is hope! No matter your situation.
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We have an annual subscription rate that works out to just under three bucks a month. Most of us
waste more than that every day, so devoting just under three bucks a month (uh, that would be $29 a year) is going to get you on your way to becoming debt-free, living below your means and changing your
life—without sacrificing the quality of your life.
Just under three bucks a month!
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| Where do I start? |
You start at Debt-Proof Living Boot Camp!
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You are going to learn that there is hope! No matter your situation, there is a way out. You have options.
DPL Boot Camp is designed to give you a quick-start so you can start debt-proofing your life right away! This is not something you’ll have to wait months or even weeks to start making progress. By way of an overview, here is what you can expect to learn:
- How to get out of credit-card debt even if you cannot pay one dime more than your current minimum monthly payments.
- The two magic bullets that are going to slay the biggest financial monsters in your life.
- How to cover your unexpected expenses without running to the credit cards for a bailout.
- How to start saving consistently from every single paycheck.
- How to stop worrying so you can start planning.
You can enlist in DPL Boot Camp right here on the website. You won’t have to go anywhere, mail anything or even get new boots. What you have right now is all you need to get started.
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| What is the next step? |
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Click below to subscribe to Debt-Proof Living.
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Upon confirmation of your subscription you will recieve instructions for how link to Debt-Proof Living Boot Camp.
Once you log on, I’ll be waiting there for you to help induct you as a new Boot Camp Enlistee. And don’t worry. I’ll be with you all the way from the first day
right through to your completion of DPL Boot Camp.
It’s going to be a lot of fun, I promise.
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If you would like to subscribe click
here for more
info. |
