Debt-Proof Living - Calculators

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FREE Calculator
	Bi-Weekly Payment ...FREE
		Check out how to repay a debt ahead of schedule!
	Mortgage Payoff Goal ...FREE
		Making additional payments can really shorten the life of a loan. Use this calculator to find out how much.

Banking / Finance
	Average Interest Rate
		You need to know your average interest when deciding whether or not to move the balances of several credit cards to another card or to another form of debt, like a loan.
	Loan Balance
		Did you make loan payments according to the schedule? If not, then here's the calculator to figure out your balance.
	Loan Calculator
		Find out what the payments will be before you get that loan.
	Monthly Deposit Savings
		This calculator will help you determine how much money you will have after investing the same dollar amount over a given period.
	Single Deposit Savings
		Plan wisely using this calculator that shows what your investment will be worth using different variables.

Credit & Debt
	Bi-Weekly Payment ...FREE
		Check out how to repay a debt ahead of schedule!
	Credit Card Comparison
		Compare two credit cards to see which will cost less to use in the long run.
	Credit Card Savings
		Find out what difference it makes in your overall costs if you make your payment earlier versus later in the billing cycle.
	Debt Consolidation
		Rolling all your payments into one easy payment may seem inviting, but find out the real cost with this calculator.
	Debt Investment
		If you are trying to decide if you should pay off your debt or invest in the stock market, then this is the calculator for you.
	Loan Comparison
		Play around with the variables to create the loan that works for you.
	Minimum Payment Credit Card Interest
		Find out how many payments it will take until your debt is paid off.
	Mortgage Payoff Goal ...FREE
		Making additional payments can really shorten the life of a loan. Use this calculator to find out how much.
	Payment Breakdown
		Principal and interest of any given payment can be calculated, given the original loan terms.
	Single Debt-Payment Investment
		Find out how much interest you will save by adding to your next principal payment.

Home/Family
	Car Cost Comparison
		If you are trying to determine which vehicle will be less expensive to own, this is your calculator.
	Expense Percentage
		When developing a spending plan, this tool will help you determine how to break down your spending.
	Gas Budget
		Find out how much you actually spend each year to drive your particular car.
	Gas Station Savings
		Sometimes it's worth it to drive a little further down the road to get your gas...and sometimes it's not. Find out here.
	Generic Savings
		Find out how much money you'll save by switching from your favorite name-brand to generic.
	Irregular Payment Conversion
		This tool will help you determine how much should go into your freedom account each month.
	Meat Cost Per Serving
		Compare various cuts of meat and determine the cost per pound.
	Net-Worth
		Take a financial picture of your current financial situation, how much you owe and how much you own.
	Real Hourly Wage
		Figure out how much you really make per hour after all your work-related expenses are taken into account.
	Spending Cost
		The total of the money you spend unnecessarily, plus the forgone interest earnings, represents the real cost of spending.
	Transportation Savings
		Let this calculator help you determine which mode of transportation is most cost effective.
	Wage Conversion
		You now have a tool to help you compare the two different types of wage terms and what's best for you.

Investing/Retirement
	Lifetime Earnings
		Take a look at the amount of money you will earn between now and retirement. It just might make you rethink how much you should be saving.
	Portfolio Mix
		Let this calculator guide you as you diversify your invesetments.
	Present Value
		Having that savings account ready in time for college or a vacation home takes planning. Use this calculator to determine how much to save.
	Retirement Savings
		Planning now for retirement can be easy with this calculator. Determine the amount you need to save to be able to live off the interest.
	Savings Goal
		Learn how much your savings will grow in the coming years based based on this helpful tool.
	Spending Cost
		The total of the money you spend unnecessarily, plus the forgone interest earnings, represents the real cost of spending.
	Variable Compounding
		Using various investment scenarios, you can determine which investment is best for your situation.

Mortgages/Home Equity
	Loan Balance
		Did you make loan payments according to the schedule? If not, then here's the calculator to figure out your balance.
	Loan Calculator
		Find out what the payments will be before you get that loan.
	Loan Comparison
		Play around with the variables to create the loan that works for you.
	Mortgage Qualification
		Calculate your monthly payment and determine what you can afford to spend before you go house shopping.
	Mortgage Refinancing
		Looking at a variety of variables this calculator will help you determine if it's worth it to refinance.
	Rent Vs. Buy
		Compare the costs of renting and owning to see which is better for you and your situation.